Capital Solutions. Structured Around You.
Choose a plan that matches your financial goals through our partners.
Whether you're borrowing for personal needs or business growth, our pricing is transparent, with no hidden fees.
Funding Designed to Support Your Goals
Business Line of Credit
Revolving access to capital — draw funds when needed and reuse as you repay.
Required Criteria:
2+ years in business
$20,000+ monthly revenue
680+ personal FICO
US-based business
Funding: $5,000–$150,000 revolving
Business Capital
One assessment routes you to multiple capital options and helps you compare offers without guessing.
Required Criteria:
4+ months in business
$15,000+ monthly revenue
550+ personal FICO
Business checking account (not personal)
Max 5 NSF/negative days in last 3 months
USA or Canada
Funding: $10k–$2M in 24–48 hrs
Fast Funding + Payoff Rewards
Capital options designed for speed — with potential savings when you pay off early.
Required Criteria:
$20,000+ monthly revenue (last 3 consecutive months)
12+ months in business
Business checking account
No current funding defaults
Clean payment history
Not in high-risk industry (transport, construction, real estate, adult)
Funding: same week
Startup Funding (0% Intro)
Startup and expansion funding including 0% introductory structures for qualified applicants.
Required Criteria:
Personal credit score drives approval (higher = more funding)
No revenue history required — works for brand new businesses
Cosigner allowed if credit doesn't qualify
0% introductory rate for 6–18 months on credit lines
Term loans: 3.99%–12.99%
Credit lines: 5.99%–14.99% after intro period
7–10 days from application to funding
Unsecured — no collateral needed
Residential Investor Loans
Rental loans, fix & flip, new build, and multifamily pathways matched to your deal strategy.
Required Criteria:
Property strategy required: DSCR, ARV, or experience-based
Fix & flip, rental, new build, or multifamily
Deal structure and exit strategy reviewed
Experience level considered
No standard revenue requirement — deal quality drives approval
SBA-Aligned Financing
Longer-term financing for established businesses with stronger documentation and underwriting.
Required Criteria:
Established business with documented financials
Business tax returns required
Documented use of funds
Longer underwriting process
Best rates in the lineup: 3.99%–12.99%
10–25 year terms available
Same-Day Micro / Gig Funding
Smaller funding for newer businesses, side gigs, rideshare drivers and independent workers when timing matters.
Required Criteria:
3+ months in business
$3,000+ monthly bank revenue
No collateral required
Link bank account for instant verification
Funding: $300–$20,000 same day
Revenue-Based Financing
Flexible capital tied to business performance — decisions can be fast when documentation is ready.
Required Criteria:
Consistent monthly revenue and bank deposits
Business financials reviewed
Faster when documentation is ready upfront
Terms vary by program and provider
BankBreezy Funding Menu
Next-day business funding, same-day micro, side-gig options, and lines of credit — all in one.
Required Criteria:
4+ months in business
$5,000+ monthly revenue minimum
450+ credit score
All industries accepted
Single application, multiple lenders compete
ExtraServices Designed to Support Your Business
Payment Processing
Shifts card processing fees away from the business when set up correctly.
Any business that accepts card payments
No revenue minimum
Setup takes days
Eliminates up to 95% of processing fees via dual pricing
Health Share
A healthcare alternative to reduce out-of-pocket costs vs traditional plans.
Any business owner or self-employed individual
Alternative to traditional health insurance
No underwriting — open enrollment
Reduces out-of-pocket healthcare costs
Financial Advisor Call: Go over finances and goals, the right way.
Book a 60 minute call with our financial advisors
Expert guidance to help you prepare, qualify, and maximize your business’s funding options.
Our advisory sessions give you tailored, practical insight into getting your business funding-ready. On this call, a financial advisor will review your unique situation, walk you through critical requirements, and provide actionable steps for presenting your business most effectively to lenders. You'll leave the call with a clear understanding of what you can do next—no sales pitch, just honest prep and clarity about the funding process.
Personalized funding readiness assessment based on your goals
Business structure, ownership, and compliance review
Personal and/or business credit profile (as applicable)
Revenue, cash flow, and time-in-business evaluation
Required documentation checklist for lender submission
Lender preparation guidance and eligibility alignment
Identification of potential approval blockers or risk factors
Strategic next steps to improve funding readiness
Fee is refundable upon successful funding through our lending partners; terms apply**. No representation or guarantee of approval is made.
Advisory calls are scheduled based on availability | No obligation or guarantee of funding
**Refund applies only to successful funding of $50,000+ through our lending partners. No refund if funding is not obtained due to missing documents or client non-compliance. Funding is not guaranteed.
Empowering Your Financial Journey with Free Tips
1. Avoid Submitting Multiple Applications at the Same Time
It is generally not recommended to submit funding applications to many different lenders at once. Multiple submissions can trigger additional credit inquiries, create confusion across lenders, and reduce approval odds. In many cases, this leads to worse terms or unnecessary declines rather than better offers.
2. Match the Application to the Right Program First:
Different lenders evaluate risk differently. Applying without knowing which programs actually fit your situation often wastes time and damages leverage. A targeted approach — choosing the right lane before submitting — usually produces better outcomes than applying blindly across the market.
3. Real Estate and Mortgage Shopping Should Be Done Strategically:
Shopping multiple real estate or mortgage lenders is common, but it should be done within a short window. Spreading applications out over time or mixing loan types can increase risk and complicate underwriting. Focused comparison beats prolonged shopping.
4. Do Not Change Your Credit Profile Mid-Process:
Opening new accounts, increasing balances, or making major financial changes during a funding review can negatively affect results. Many lenders recheck information before final approval. Stability during the process is one of the most overlooked success factors.
5. Clean and Consistent Information Matters More Than Speed:
Incomplete, inconsistent, or rushed submissions slow down approvals and raise red flags. Lenders prioritize clarity and accuracy over urgency. Preparing documents and answers properly before submitting often shortens timelines overall.
6. Compare Total Cost, Not Just the Rate or Amount:
The best funding option is not always the highest amount or lowest advertised rate. Fees, repayment structure, prepayment terms, and flexibility matter. Looking at the full picture protects long-term cash flow and avoids expensive surprises.
7. Use Guidance Before You Submit Anywhere:
The smartest borrowers review their options with a specialist before applying. A short consultation can prevent unnecessary credit impact, help select the right program, and improve approval odds. There is no obligation — it’s about choosing the cleanest path forward.
Frequently Asked Questions
What types of loans do you offer?
We offer personal loans, business loans, and debt consolidation options, each tailored to meet your specific needs. Our goal is to provide flexible solutions that suit various financial situations.
How do I apply for a loan?
You can apply easily through our secure online application form. Simply provide your details, and our team will review your application and get back to you with a decision.
What are the loan requirements?
We require basic personal information, proof of income, and identification. Specific requirements may vary depending on the loan type, but we make the process clear and simple.
How long does it take to get approved?
Approval times vary, but most loans are approved within 24 hours. We aim to process applications quickly and keep you informed throughout the process.
What is the interest rate on your loans?
Interest rates depend on the type of loan and your financial profile. We strive to offer competitive rates and provide full transparency with no hidden fees.
Can I pay off my loan early?
Yes, you can pay off your loan early without penalty. We believe in giving you the flexibility to manage your finances as you see fit.
What is the interest rate range?
Repayment options are simple and flexible. You can set up automatic payments or pay manually based on your loan terms.
What if I can’t make a payment on time?
If you're unable to make a payment, reach out to us as soon as possible. We can discuss alternative arrangements to ensure your loan stays on track.
Our Services
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