Fast, Flexible Business Funding. Even With Credit Challenges, we get you "funded" ready.

We make it easier to access the funds you need, when you need them. Through our trusted partners and readiness program, our lending services are designed to be clear, flexible, and reliable — so you can move forward with confidence.

Get Your Options

professional Premium Capital California team member discussing funding options and readiness with a business owner

45k+

Loans Approved

Thousands have trusted us to support their financial goals. With over 45,000 loans approved, our experience speaks for itself.

Our Expertise

With years of experience in lending, we understand how to match the right solution to each client's needs. Our team is here to guide you through every step with clarity and care.

Trusted lending advice, built on experience.

538-540 Guerrero St, San Francisco, CA 94110, USA

45K+

Loans Approved

15+

Years of Experience

98%

Client Satisfaction

24h

Average Approval Time

Financial Advisor Call: Go over finances and goals, the right way.

Book a 60 minute call with our financial advisors

Expert guidance to help you prepare, qualify, and maximize your business’s funding options.

Our advisory sessions give you tailored, practical insight into getting your business funding-ready. On this call, a financial advisor will review your unique situation, walk you through critical requirements, and provide actionable steps for presenting your business most effectively to lenders. You'll leave the call with a clear understanding of what you can do next—no sales pitch, just honest prep and clarity about the funding process.

Personalized funding readiness assessment based on your goals
Business structure, ownership, and compliance review
Personal and/or business credit profile (as applicable)
Revenue, cash flow, and time-in-business evaluation
Required documentation checklist for lender submission
Lender preparation guidance and eligibility alignment
Identification of potential approval blockers or risk factors
Strategic next steps to improve funding readiness

Book Now

Fee is refundable upon successful funding through our lending partners; terms apply**. No representation or guarantee of approval is made.

Advisory calls are scheduled based on availability | No obligation or guarantee of funding

**Refund applies only to successful funding of $50,000+ through our lending partners. No refund if funding is not obtained due to missing documents or client non-compliance. Funding is not guaranteed.

Services Designed to Support Your Goals

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Credit Restoration and Counseling

Turn confusing negative items into a single clear plan to rebuild your credit profile. It’s a practical way to regain control, open better options, and move forward with less stress.

Only get accepted

Business Loans

Support for startups and established businesses alike. We offer funding solutions that help you manage operations, invest in growth, or handle cash flow.

Capital that fits.

Personal Loans

Flexible financing for life’s planned and unexpected expenses. Whether it's medical bills, home improvements, or travel, we make borrowing straightforward.

Fast, flexible funding.

Focused on funding what matters most — your future.

Empowering Your Financial Journey

We are committed to providing clear, accessible, and responsible lending solutions. Our goal is to help individuals and businesses achieve their financial objectives, one step at a time.

By offering personalized service and expert guidance, we aim to build long-term relationships, not just transactions. Our mission is to make your financial success our top priority.

Transparent Funding

Honesty and clarity guide every decision we make, ensuring trust in every interaction.

Customers Focused

We focus on understanding your unique needs, providing solutions that work best for you.

What Sets Us Apart?

Our mission is to make financial solutions simple and accessible. With a focus on customer satisfaction, we provide flexible, clear, and reliable lending options that meet your unique needs. Whether you're managing personal expenses or growing a business, we're here to offer support with a commitment to transparency and efficiency.

⇨ Tailored Options: Customized lending to fit your needs.

⇨ Fast Processing: Quick approvals and easy application.

⇨ Clear Terms: No hidden fees or fine print.

⇨ Expert Guidance: Support from experienced professionals.

professional Premium Capital California financial advisors and team members

Your Path to Financial Success

#1

Apply Online

Submit a quick, secure application from anywhere.

#2

Review & Approval

We assess your application and approve it promptly.

#3

Receive Funds

Get your funds quickly and easily. This is what it is.

Frequently Asked Questions

What types of loans do you offer?

We offer personal loans, business loans, and debt consolidation options, each tailored to meet your specific needs. Our goal is to provide flexible solutions that suit various financial situations.

How do I apply for a loan?

You can apply easily through our secure online application form. Simply provide your details, and our team will review your application and get back to you with a decision.

What are the loan requirements?

We require basic personal information, proof of income, and identification. Specific requirements may vary depending on the loan type, but we make the process clear and simple.

How long does it take to get approved?

Approval times vary, but most loans are approved within 24 hours. We aim to process applications quickly and keep you informed throughout the process.

What is the interest rate on your loans?

Interest rates depend on the type of loan and your financial profile. We strive to offer competitive rates and provide full transparency with no hidden fees.

Can I pay off my loan early?

Yes, you can pay off your loan early without penalty. We believe in giving you the flexibility to manage your finances as you see fit.

What is the interest rate range?

Repayment options are simple and flexible. You can set up automatic payments or pay manually based on your loan terms.

What if I can’t make a payment on time?

If you're unable to make a payment, reach out to us as soon as possible. We can discuss alternative arrangements to ensure your loan stays on track.

Our Partners & Clients

We Have Solutions For Everyone

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"Working with this team has been an absolute game-changer for me. I was struggling to find a loan that fit my needs, and other lenders only made the process more complicated. But from the very beginning, they made everything easy to understand. The application was quick, and I was approved in no time."